When you lose or leave a job, maintaining access to substance use services can feel overwhelming. Thanks to the Affordable Care Act, long-term health plans must cover 10 essential benefits, including mental health and substance use treatment [1]. By electing COBRA continuation coverage, you can keep the same in-network benefits you had as an active employee, ensuring uninterrupted care for outpatient drug and alcohol treatment covered by COBRA at The Hope House.
At The Hope House, our supportive environment and tailored treatment programs allow you to balance work or family responsibilities while progressing in your recovery journey. Whether you need a structured day program, flexible evening sessions, medication-assisted therapy, or evidence-based counseling, our individualized plans and comprehensive care are here to meet your unique challenges.
COBRA (Consolidated Omnibus Budget Reconciliation Act) lets you extend your employer’s group health plan for a limited time after qualifying events such as job loss, reduction in hours, or divorce. The coverage you receive must be identical to what active employees enjoy, including substance use disorder services [2].
Choosing outpatient care under COBRA empowers you to continue daily responsibilities while accessing professional support.
Outpatient levels of care let you attend sessions around your existing schedule, so you never have to choose between recovery and your commitments.
Staying in-network reduces out-of-pocket costs. You’ll receive the same benefits you had on the job, from therapy to medication-assisted treatment, easing financial stress.
Nearly 50% of people with substance use concerns also have a mental health diagnosis, known as co-occurring disorders. Integrated care addressing both issues leads to better outcomes [1].
At The Hope House, you’ll find a continuum of outpatient services designed to match your recovery needs and schedule.
| Level of care | Weekly hours | Setting | Ideal for |
|---|---|---|---|
| PHP | 20–30 | Day program center | Those needing structured, daytime support |
| IOP | 9–20 | Evening or morning clinic | Those balancing work, school, or family |
| Standard outpatient | <9 | Flexible outpatient sessions | Those in sustained recovery or early step-down care |
Our partial hospitalization program (PHP) offers a combination of group therapy, individual counseling, and skill-building workshops in a structured, daytime setting.
In our intensive outpatient program (IOP), you’ll attend several weekly sessions that focus on relapse prevention, coping strategies, and peer support.
Medication-assisted treatment (MAT) combines FDA-approved medications with counseling to reduce cravings and support long-term recovery.
Therapy remains a cornerstone of effective outpatient care, addressing underlying issues and teaching coping skills.
One-on-one sessions tailored to your personal history, triggers, and recovery goals.
Supportive peer groups foster accountability and shared insights.
Involving loved ones can strengthen support networks and improve communication.
When mental health and substance use intertwine, integrated care is vital.
Taking proactive steps ensures you get the most from your extension coverage.
Staying in-network minimizes your out-of-pocket costs. If you opt for an out-of-network provider, your plan may not cover treatment [1].
Your path to recovery is within reach. With COBRA continuation coverage and the experienced team at The Hope House, you can access structured outpatient care, medication-assisted support, and evidence-based therapies that fit your life. Reach out today to take the next step.
