Cigna is a “global health services” company providing insurance coverage to some 180 million people around the world. While their coverage varies widely based on the plan, most of their policies provide substance abuse coverage. If you’re covered by Cigna and need help battling substance abuse, contact our admissions team today.
Cigna plans vary based on your specific coverage and are broken down as bronze, silver, gold, and platinum plans. You can expect to see these forms of addiction treatment covered under most plans:
As with all insurance providers, Cigna has specific substance abuse criteria to qualify you for coverage. Our initial survey will as the following questions to understand if you meet criteria:
While each plan will have unique coverage options, most Cigna plans cover addiction treatment for common addictions. This can include: alcohol addiction, opioid abuse, cocaine addiction, methamphetamine addiction, marijuana addiction, benzodiazepine addiction, and sedative addiction.
Those working through drug addiction treatment may opt for medication-assisted treatment (MAT). While there are numerous medications available for MAT, two of the most popular are Suboxone and Methadone. These medications are covered separately from rehab.
Clients who opt for MAT with Suboxone are likely struggling with opioid addiction. Cigna has an extensive list of prescription drugs covered under all of their plans and may cover some or all of your prescription fees.
Prior to starting Suboxone (or its generic version) The Hope House team can help you confirm your coverage and find a sustainable and affordable plan moving forward.
Similar to Suboxone, Methadone is another MAT medication often prescribed to those overcoming an opioid addiction. Cigna may cover some or all of your prescription fees for methadone medications.
As with Suboxone, prior to starting any client on treatment, The Hope House team will confirm your exact benefits and work to develop a long-term solution with you.
Substance abuse treatment and behavioral health services are federally recognized as one of ten essential services insurance providers must cover under the Affordable Care Act. This means that whether patients are seeking preventative care or substance abuse treatment, they will be treated the same.
While rehab is deemed essential, your particular plan will dictate how much is covered and how much you will have to pay out-of-pocket. Most likely you will have a deductible requirement before insurance kicks in. If you’ve yet to meet your deductible for the year, you have a variety of options to pay for rehab until insurance kicks in:
The Hope House is located in Scottsdale, Arizona, and both of our luxury rehab programs are partnered with Cigna to help alleviate the financial worries associated with treatment. Both facilities offer extensive treatment options, a robust mental health program, and executive treatment options for professionals.
Our team will work closely with your insurance to fully understand your unique benefits plan and ensure maximum coverage.
If you are looking for a Cigna approved rehab closer to home, search their online directory.
Both. Cigna is a national insurance provider and is not usually tied to the state you reside in. You will need to confirm the exact Cigna coverage available with the rehab you choose.
To better understand your Cigna rehab benefits, complete the form below for a secure insurance verification.
While Cigna’s insurance benefits may help you offset the cost of addiction treatment, other insurance providers are likely to provide coverage as well. If you or your loved one after an insurance policy other than Cigna, review their benefits specifically:
